Leveridge vs. Holistiplan: What’s the Difference for Real Estate?
Advisors ask this question a lot. They already use Holistiplan for tax return analysis and they want to know whether Leveridge is redundant. It is not. They solve different problems. Here is the distinction.
Is There a Holistiplan for Real Estate?
Yes. It is Leveridge.
The comparison comes up so often it has become the shorthand for what Leveridge does. When the Kitces AdvisorTech Map added Leveridge in 2026, it described the tool as aiming to be “the Holistiplan of real estate.” Advisors reach for the same words.
“What Holistiplan is to tax planning, that’s what Leveridge is to real estate planning. In a good way.”
Mando Sallavanti, CFP®, Freedom Path Wealth
The logic holds. Holistiplan made tax-return analysis fast and accessible for every advisor. Leveridge does the same for the real estate inside that return: the same instant read, pointed at the properties instead of the whole 1040. The rest of this page is the precise version of that distinction.
What Holistiplan Does
Holistiplan is a tax planning tool. You upload a client’s federal tax return, its OCR engine reads the data in seconds, and you can model the tax impact of decisions: Roth conversions, income timing, charitable giving, and yes, property transactions.
For real estate, Holistiplan can model the capital gains and depreciation recapture on a property sale. That is genuinely useful. If a client says they are thinking about selling a rental property, you can run a quick scenario in Holistiplan and show them the federal tax impact in a few minutes.
In 2026 Holistiplan added Schedule E modeling to its scenario analysis. Rental properties, partnerships, and trusts can now be modeled as income inside a tax year, with passive activity losses, suspended loss carryforwards, QBI, and NIIT all handled. For an advisor who wants to see what a rental does to next year’s return, that is a real addition.
Two things it still does not do. It reads the return to name the properties, but it does not pull the income and expenses for each one, so the advisor enters those by hand. And the modeling stays inside the tax year. Leveridge reads those figures off Schedule E directly, property by property, with nothing hand-keyed, and carries them past the tax year into the planning horizon.
Where the Gap Is
Holistiplan answers what a decision looks like on the return. The decision itself lives outside the tax year, and that is where the gap sits. Holistiplan does not calculate Return on Equity. It does not model what a 1031 exchange does to the client’s purchasing power and cash flow over ten years. It does not compare Hold vs. Sell vs. 1031 side by side with projected equity trajectories. It does not know what the property is worth today, what the mortgage balance is, or whether the client’s capital is working efficiently.
It also does not produce a client-facing deliverable for a property decision meeting. And it does not feed property-level data into eMoney or RightCapital.
These are not criticisms of Holistiplan. It is a tax planning tool. This is not what it was built to do.
What Leveridge Does
Leveridge starts where Holistiplan stops.
You upload the same tax return. Leveridge reads Schedule E specifically, pulling rental income, operating expenses, and depreciation schedules for every property the client owns, without hand-entering a figure. It builds the portfolio automatically and calculates the metrics advisors need to evaluate the property: cash flow, embedded equity, ROE, and current tax exposure.
From there, you model the three exit paths side by side. Hold: what does the return trajectory look like over the next five to ten years? Sell: what is the client’s true walk-away cash after capital gains, depreciation recapture, and NIIT? 1031 Exchange: how much purchasing power does the client preserve, and what does that look like in cash flow terms compared to a taxable sale?
The comparison is visual and client-facing. It is built to be used in a meeting, not exported to a spreadsheet and cleaned up afterward.
The outputs go into eMoney, RightCapital, or MoneyGuidePro through a per-property Real Estate Planning Fact Sheet, formatted for direct entry. The financial plan reflects real property data.
How Most Advisors Use Both
Most advisors who use Leveridge also use Holistiplan. They are not substitutes.
Holistiplan handles the annual tax return review and models the broader tax picture: brackets, withholding, Roth conversions. Leveridge handles the property-specific analysis when a client has a real estate decision to make.
A client with three rental properties and a question about whether to sell the underperforming one and exchange into a DST. That is a Leveridge conversation. The tax return is already in Holistiplan. The property analysis happens in Leveridge.
The Way to Think About It
Holistiplan can model the tax year. Leveridge models the tax year and beyond, from where the property stands today to what each path does to the plan over the planning horizon.
Same upload. Different job.
See Leveridge Live
Leveridge is available to founding members at $997 per year for one advisor seat. The Founding Advisor rate closes August 31, 2026, after which the standard rate is $1,497 per year. All plans start with a 14-day free trial with full access and no credit card required. The trial begins with a 30-minute walkthrough so advisors see the tool with a real client portfolio before they commit.