Leveridge vs. Holistiplan: What’s the Difference for Real Estate?
Advisors ask this question a lot. They already use Holistiplan for tax return analysis and they want to know whether Leveridge is redundant. It is not. They solve different problems. Here is the distinction.
What Holistiplan Does
Holistiplan is a tax planning tool. You upload a client’s federal tax return, its OCR engine reads the data in seconds, and you can model the tax impact of decisions: Roth conversions, income timing, charitable giving, and yes, property transactions.
For real estate, Holistiplan can model the capital gains and depreciation recapture on a property sale. That is genuinely useful. If a client says they are thinking about selling a rental property, you can run a quick scenario in Holistiplan and show them the federal tax impact in a few minutes.
That is where Holistiplan’s real estate capability ends.
Where the Gap Is
Holistiplan reads the tax return as a whole document. It is not built to go deep on a single property or a portfolio of properties. It does not calculate Return on Equity. It does not model what a 1031 exchange does to the client’s purchasing power and cash flow over ten years. It does not compare Hold vs. Sell vs. 1031 side by side with projected equity trajectories. It does not know what the property is worth today, what the mortgage balance is, or whether the client’s capital is working efficiently.
It also does not produce a client-facing deliverable for a property decision meeting. And it does not feed property-level data into eMoney or RightCapital.
These are not criticisms of Holistiplan. It is a tax planning tool. This is not what it was built to do.
What Leveridge Does
Leveridge starts where Holistiplan stops.
You upload the same tax return. Leveridge reads Schedule E specifically, pulling rental income, operating expenses, and depreciation schedules for every property the client owns. It builds the portfolio automatically and calculates the metrics advisors need to evaluate the property: cash flow, embedded equity, ROE, and current tax exposure.
From there, you model the three exit paths side by side. Hold: what does the return trajectory look like over the next five to ten years? Sell: what is the client’s true walk-away cash after capital gains, depreciation recapture, and NIIT? 1031 Exchange: how much purchasing power does the client preserve, and what does that look like in cash flow terms compared to a taxable sale?
The comparison is visual and client-facing. It is built to be used in a meeting, not exported to a spreadsheet and cleaned up afterward.
The outputs feed directly into eMoney, RightCapital, or MoneyGuidePro via a Transfer Sheet. The financial plan reflects real property data.
How Most Advisors Use Both
Most advisors who use Leveridge also use Holistiplan. They are not substitutes.
Holistiplan handles the annual tax return review and models the broader tax picture: brackets, withholding, Roth conversions. Leveridge handles the property-specific analysis when a client has a real estate decision to make.
A client with three rental properties and a question about whether to sell the underperforming one and exchange into a DST. That is a Leveridge conversation. The tax return is already in Holistiplan. The property analysis happens in Leveridge.
The Way to Think About It
Holistiplan reads a tax return and helps you plan around it. Leveridge reads a tax return and helps you analyze the real estate inside it.
Same upload. Different job.
See Leveridge Live
Leveridge is available to founding members at $997 per year for one advisor seat, limited to 50 advisors. The standard rate is $1,497 per year. All plans start with a 30-day free trial with full access and no credit card required. The trial begins with a 30-minute walkthrough so advisors see the tool with a real client portfolio before they commit.